Any time you’re trying to provide for an elderly family member and looking for a place for them to live, there are a lot of considerations to be made. Some of these have to do with the care they’re getting throughout the day, and some have to do with longer-term issues like estate planning or dealing with a legacy property. Others, though, have to do with funding. How do you make sure that the family has the resources that they need to keep a family member in a home?

Consultation and Care

The short answer is that you can get excellent advice from professional teams who know what they’re doing when it comes to elder care.

At River Oaks Homecare, we sit down with families and talk about various funding possibilities, because we feel like this is an important part of how they make decisions. This includes a range of options that the family might not know about unless they’re closely involved in this line of work. So we help to explain – because that’s what we would want others to do for us if we were in that situation. So many things today need specialized attention, where people who are most in the know have to “translate” things  to others, to some extent. With that said, here’s some of what can help families. 

Medicaid/Medicare Waivers

There are a number of waiver options available in the state of Pennsylvania. We often go over these with families.

One is simply an “aging waiver.” This applies to many seniors and can be a source of funding for long-term care.

There is also an attentive care waiver for individuals with some disabilities.

Another disability-based waiver is the Obra home/community waiver that also provides for disabled persons to stay in a community. This can apply to residential home care or other types of long-term care.

A fourth type of waiver is a “Commcare waiver” that applies to individuals with traumatic brain injury.

Other Funding

If an elderly family member had served in the military at some point, they may be eligible for some types of veteran’s aid or assistance.

In other cases, the individual had selected some type of long-term care plan that could help pay the costs of this type of service.

Where a family does have to self-pay for part or all of the care, we can help with consulting and ideas about how to get the right solution for a particular family.

You can see a lot more on the website for how to make the decisions around care. Reach out and we will help you as much as we can. That’s part of our mission, and a commitment that we make to families.