Keeping Seniors Warm this Winter.

❄️ Colder temperatures can be dangerous for seniors. Always keep indoor temperatures warm and if going outside, dress in layers and cover all exposed skin in very cold temperatures.

When venturing outside make sure you are outfitted with warm socks, gloves, a heavy coat, a hat and a scary. 🧣 A scarf does double duty–it will keep you warm but can also be used to cover your mouth and protect your lungs.

Keeping Seniors Warm this Winter.

5 Must-Have Talks with Parents This Holiday.

Starting a conversation with an aging parent around long term care can be difficult. If you find yourself not knowing how to broach the subject with your parent, check out these tips to learn how to discuss things in a way that is sensitive and effective – at any time of the year.

https://www.aplaceformom.com/blog/12-10-15-must-have-talks-with-parents-this-holiday/

A visit home for the holidays is an ideal time to connect with parents and family members you don’t see every day. It’s a time-honored opportunity to catch up, share old memories and create new ones. But sometimes these holiday gatherings can also be a time when you notice an elderly loved one is struggling.

Dad and Mom may be moving slower, forgetting things or showing signs they can’t take care of their home. Sometimes the signs of a struggling elderly person are more subtle. For instance, you may notice an overgrown lawn, a messy kitchen or a disheveled appearance. Adult children are sometimes afraid to confront these changes.
Will Mom or Dad be insulted that you think they can’t take care of themselves? Will “the talk” become an argument that ruins the holidays? These fears can make it easier to just avoid the topic altogether. But failing to discuss and plan for things like cognitive decline, physical ailments and other realities of aging can lengthen the time your parent suffers.

Fortunately, you don’t have to approach the tough conversations about aging with fear. In fact, you may find that it is easier than expected. But you can’t find out until you get started. Keep reading for tips to help adult children discuss things in a way that is sensitive and effective. We cover topics from retirement finances to end-of-life wishes.

Credit: “A Place for Mom”

How To Choose The Right Homecare Service

How To Choose The Right Homecare Service

If you or a loved one can no longer care for themselves, you have the option of either sending them to live-in a care facility or allowing them to stay in their home by hiring a homecare service to help them.

Homecare is the preference of many people because it allows them to remain in a familiar place and keep their home and belongings. It also gives them a better sense of freedom and more happiness. If you are ready to hire a home care company for yourself or a loved one, consider these tips to help you choose the right one.

Veterans Aid & Attendance Benefit

What is VA Aid and Attendance Benefit?

The VA Aid and attendance is a tax-free benefit distributed to eligible honorably discharged veterans or their surviving spouses. It’s the highest level of Veterans Administrations Improved Pension Program. Those approved will receive monthly benefit that must be used as a reimbursement for the cost of acceptable medical expenses from the Veterans Administration (VA). This aid or assistance can be provided at home, in an assisted living facility, or a nursing home. Home care services are an acceptable medical expense.

Many veterans use this supplemental pension to help pay for supportive home care, medications, Assisted Living, etc. 

This most important benefit is overlooked by many families with Veterans or surviving spouses who need additional cash flow to help care for ailing parents and loved ones. There is over $1B each year unclaimed by people who could qualify but never applied.

Wartime veterans or surviving spouses of veterans may be eligible for up to $2,100 per month via the Veterans Affairs (VA) Pension With Aid & Attendance Benefit – that can pay for a personal assistant to come into their home part-time.

Challenges To Getting The Benefit

Most people simply don’t know the benefit exists! Our goal is to educate our local community about the benefit so they can choose whether or not they want to take advantage of it.

How Do I Qualify For The Benefit?

Service Requirements

  • Wartime Service (or widow of wartime Veteran)
  • Served at least 90 days of actual ACTIVE DUTY
  • Served at least one day during a war period
  • Honorable discharge

Age & Medical Condition

  • Over age 65

  • Need assistance with activities of daily living

Limit on Assets

  • As of October 18, 2018, the VA will increase the asset limits for all applicants of the VA Pension Aid and Attendance Benefit to $123,000

Assets VA Does Not Count

Exempt Assets:

  • Home (must live in it)
  • Vehicles
  • Personal property

Benefit Conflicts

Veterans and their families should be aware of potential eligibility conflicts between pensions and other assistance from the Department of Veterans Affairs and / or other government programs. 

  • Veterans cannot receive both VA Disability compensation and VA Aid and Attendance Pension.  However, they can receive the higher benefit of the two programs.
  • If a Surviving Spouse is receiving Dependents Indemnity Compensation (DIC) and needs assistance with his or her activities of daily living, she or he can qualify for additional assistance, approximately $300 / month. However, a surviving spouse cannot receive both DIC and a death pension on the same veteran.
  • Receiving a VA pension may disqualify a veteran from receiving Medicaid benefits.  Often times the level of income assistance received from the Aid & Attendance benefit will exceed the maximum allowable amount of monthly income to receive Medicaid assistance.

Steps To Get Started.

Contact us (Phone: 267-755-7500 or Email: info@riveroakshomecare.com)  to fill out a Pension With Aid & Attendance Benefit Referral Form.  This will allow our Accredited Benefit Agents to see if you may qualify for the benefit.  *We are not legally allowed to determine your eligibility.

*We do not charge families for assisting them with filing a VA benefit application. You cared for us……now it’s our turn to care for you.

 

October is Breast Cancer Awareness Month

Breast Cancer Awareness Month

Finding breast cancer early and getting state-of-the-art cancer treatment are the most important strategies to prevent deaths from breast cancer. Breast cancer that’s found early, when it’s small and has not spread, is easier to treat successfully. Getting regular screening tests is the most reliable way to find breast cancer early. The American Cancer Society has screening guidelines for women at average risk of breast cancer, and for those at higher-than-average risk for breast cancer. Read more from the link below :

https://www.cancer.org/cancer/breast-cancer/screening-tests-and-early-detection/american-cancer-society-recommendations-for-the-early-detection-of-breast-cancer.html

 

Culled up from the American Cancer Society Website (https://www.cancer.org/)

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